📋 B211A / C1 VISA INSURANCE

Indonesia B211A & C1 Visa Insurance: Requirements & Best Plans for the Tourist Visit Visa (2026)

Planning to stay in Bali for 60 to 180 days on the B211A — now officially called C1 since January 2024? Insurance isn’t always strictly mandatory by Indonesian law, but it’s quietly required by several embassies, demanded by visa agents, and frankly non-negotiable from a financial perspective. Here’s what you actually need, what works, and what to avoid.

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Last updated: April 2026 · Verified against Indonesian Embassy & Imigrasi requirements

FIRST THINGS FIRST

B211A vs C1: The Name Has Changed, the Visa Hasn’t

If you’ve been researching Indonesian visas for the past few months, you’ve probably seen both “B211A” and “C1” used to describe what sounds like the same thing — the long-stay tourist visa for Bali and the rest of Indonesia. The confusion is understandable: in January 2024, the Indonesian government officially restructured its visa codes, replacing the old B-series indexes with new C-, D- and E-series codes. The B211A Tourist Visit Visa was renamed the C1 Tourist Visit Visa.

In practice, both names are still used everywhere. Indonesian visa agents, travel blogs, embassy pages, immigration officers and Google search results all continue to refer to “B211A” — partly out of habit, partly because the old name is more recognizable to foreigners who applied before 2024. Some embassy pages have been updated, others still use the old name. Visa agents often write “B211A (now C1)” to bridge the gap.

There’s a separate, newer visa called the E33G Remote Worker Visa (sometimes marketed as Indonesia’s “digital nomad visa”) which is a different document with a different cost structure and different requirements — including stricter mandatory insurance. We cover that briefly at the end. For most tourists and short-stay digital nomads in 2026, the B211A/C1 remains the realistic option.

QUICK RECAP

The B211A / C1 Visa in 90 Seconds

Before we get into insurance, a fast refresher on what the visa actually is and what it allows. If you’re already familiar, skip ahead to the insurance requirements section.

📅 Initial duration: 60 daysSingle-entry visa, applied for online before arrival via Indonesia’s e-Visa system. Once issued, you have 90 days to enter Indonesia. The 60-day clock starts the day you actually arrive.🔄 Extendable: 60 + 60 + 60 = 180 daysYou can extend twice while in Indonesia, for 60 days each, reaching a maximum of 180 days (six months) without leaving the country. Extensions are processed by your sponsor/agent and require an in-person fingerprint appointment at an immigration office.💰 Cost: ~$100 base + extensionsGovernment fee around IDR 1,500,000 (~$100 USD / €90 / AU$150) for the initial application. Each 60-day extension costs roughly the same. Add agent fees of $50–$150 for handling the application and sponsorship. Total for a full 180-day stay through an agent: ~$300–$450.🪪 Sponsor requiredYou need an Indonesian sponsor to apply. In practice this is almost always a licensed visa agent acting as your guarantor. Some travelers use a private Indonesian friend or family member as sponsor, but the agent route is far simpler and standard practice.📜 Documents neededPassport with 6+ months validity (12+ months for the 180-day version), recent passport photo, return or onward ticket within 180 days, sponsor letter, sometimes proof of funds (~$2,000), sometimes proof of accommodation. Health insurance is recommended and may be required by some embassies.⚠️ Not a work visaThe B211A/C1 is for tourism, family visits, social/cultural activities or limited business meetings. You cannot legally work for Indonesian companies or earn Indonesian-source income. Remote work for foreign companies sits in a legal gray zone — widely practiced but not explicitly authorized.

REQUIREMENTS

Is Insurance Officially Required for the B211A/C1?

The honest answer is: it depends on where and how you apply. Indonesian immigration law itself does not currently make health insurance an absolute, written-into-law requirement for the B211A/C1 visa. But that’s only half the story — three things effectively make it required in practice.

1. Some embassies require it

If you apply for your B211A/C1 through an Indonesian embassy abroad (rather than the online e-Visa portal), several embassies have included “proof of travel health insurance” as a mandatory document. The Indonesian Embassy in Berlin, Germany, for example, lists health insurance proof alongside passport, return ticket, and proof of €2,000 in funds as required documents for a B211A application. Other embassies (Paris, London, Sydney, Washington) have similar requirements at various enforcement levels.

If you’re applying through the online e-Visa system (which most tourists do), insurance is not technically requested in the application form itself. But — and this is the key — that doesn’t mean it isn’t quietly being checked.

2. Visa agents often require it

Most visa agents who handle B211A/C1 applications now ask their clients for proof of travel insurance as part of the application package. This isn’t a legal requirement they’re enforcing — it’s their own due diligence. They’ve seen too many uninsured tourists end up in financial emergencies, and they know from experience that an uninsured client is more likely to overstay (because they ran out of money) or generate problems that reflect badly on the agent. Insurance proof simplifies their lives and reduces their risk.

3. Immigration officers can request it at entry

When you arrive in Indonesia, immigration officers at the airport can ask for proof of insurance, sufficient funds, and onward travel — even if these weren’t required during your visa application. Refusing or being unable to produce documentation can result in additional questioning, secondary inspection, or in rare cases denial of entry. Insurance documentation rarely if ever causes problems and almost always helps the conversation move faster.

What about the E33G & Second Home Visa?

For the longer-term E33G Remote Worker Visa and the Second Home Visa, health insurance is explicitly mandatory. The E33G requires “long-term residency health insurance, not travel insurance” — meaning travel-style monthly subscriptions like SafetyWing Essential or Genki Traveler may not be accepted, and you’d need a proper expat health plan like Genki Explorer or IMG Global Medical Insurance instead. The Second Home Visa similarly requires comprehensive health coverage. If you’re considering moving to those visas after the B211A, plan your insurance accordingly.

WHY YOU REALLY NEED IT

The Real Reason Insurance Isn’t Optional in Indonesia

Even if you somehow secured a B211A/C1 without insurance proof, the moment you set foot in Indonesia you become exposed to a healthcare reality that’s very different from most home countries. Here’s what that exposure actually looks like.

🏥 No public healthcare for foreignersIndonesia has BPJS Kesehatan, but it’s only available to Indonesian citizens and KITAP holders. Tourists, B211A/C1 holders, KITAS holders and most expats are completely outside the public system. You’re not “covered” the way you might be at home — there’s no equivalent of the UK’s NHS, Australia’s Medicare, France’s CPAM, or even Thailand’s 30-baht scheme. See real costs →💸 Hospitals require deposit before treatmentIndonesian private hospitals (BIMC, Siloam, Kasih Ibu) operate on a “deposit before non-emergency treatment” model. You arrive, the international patient desk evaluates your case, and asks for either insurance authorization or a deposit on a credit card before admission. Without one of those, you receive only basic stabilization. Deposits range from $2,000 for routine admission to $30,000+ for surgery.🛵 Scooter accidents are statistical, not exceptionalIf you’re on a B211A/C1 you’re probably staying in Bali, and if you’re staying in Bali you’re probably going to rent a scooter. Statistically, a meaningful percentage of long-stay visitors have at least one minor accident. A typical scooter accident requiring hospital treatment costs $10,000–$25,000 — multiple months of insurance premium for a single moderate event.🦟 Tropical disease exposure is realIndonesia has dengue fever year-round (with November–April peaks), malaria in some regions, leptospirosis after heavy rains, and various waterborne and foodborne pathogens. Most foreigners encounter at least one significant tropical illness during a 6-month stay. Dengue hospitalization alone is $2,500–$6,000 — and these aren’t dangerous-living accidents, they’re statistical events for any long-stayer.✈️ Singapore evacuation is the standard escalationBali doesn’t have world-class trauma neurosurgery, complex spinal surgery, or specialized burn units. For severe cases, evacuation to Mount Elizabeth or Raffles Hospital in Singapore is the standard escalation. Air ambulance: $50,000–$120,000 alone. Without insurance, families wire 50% upfront before lift-off. With insurance, the insurer arranges everything.

BY DURATION

Best Insurance by B211A/C1 Trip Length

The right insurance type depends on how long you’re actually staying and your risk profile (scooter, diving, age, health conditions). Here’s what works best at each duration tier.

60-day stay (no extension)

Short B211A/C1 stays behave like extended tourist trips. Travel insurance with monthly subscription works perfectly here, and the cost is minimal. Two strong options:

⭐ BEST FOR BALI 60-DAY STAYSGenki Traveler — €52/month€5M medical limit, evacuation included, covers 125cc scooters without requiring a motorcycle license — the killer feature for Bali tourists. Monthly subscription, cancel anytime. Total for 60 days: ~€104. Underwritten by HanseMerkur.FOR BUDGET CONSCIOUS TRAVELERSSafetyWing Essential — $56/month$250K medical limit, basic evacuation. Monthly cancel-anytime subscription. Lower coverage than Complete but adequate for non-scooter activities. Requires valid motorcycle license + IDP for scooter coverage to apply. Total for 60 days: ~$112.

120-day stay (one extension)

Four months is where you start thinking about coverage upgrade. Travel-style plans still work but the premium accumulates. Genki Traveler remains a strong pick because of its monthly billing and scooter coverage. SafetyWing Complete becomes more attractive at this duration. IMG Patriot Travel offers a flat travel-style plan with strong limits.

⭐ STILL THE BEST IF YOU’RE RIDINGGenki Traveler — €208 for 4 months€52/month × 4 months. €5M medical limit, scooter cover without license, evacuation included. Cancel after extension if you leave early.UPGRADED COVERAGESafetyWing Complete — $656 for 4 months$164/month × 4 months. $1.5M medical limit, includes routine and preventive care. Cancel monthly. Requires valid motorcycle license + IDP for scooter coverage.FOR FAMILIES & SENIORSIMG Patriot Travel — Quote-basedUp to age 89 acceptance, family-friendly. Trip-based pricing — typically $300–$800 for a 120-day Bali trip depending on age and coverage choices. Strong evacuation cover included.

180-day stay (full B211A/C1 extension)

A full 6-month stay starts to look like residency, and travel-style plans become expensive at this duration. You should consider proper expat health insurance with worldwide coverage and comprehensive limits. Two strong options:

⭐ BEST FOR EXTENDED BALI BASEGenki Explorer — From ~€90/monthWorldwide expat health insurance, comprehensive coverage including outpatient, inpatient, dental, optical (depending on plan tier). Designed for digital nomads basing in one country for extended periods. Continues seamlessly when you transition from B211A/C1 to E33G later.FOR FAMILIES & LONG-TERM EXPATSIMG Global Medical InsuranceTrue international expat health insurance. Annual policies, comprehensive coverage, options for pre-existing conditions, family bundles. Significantly more expensive than travel-style plans but appropriate for true 6-month+ Bali residence.

APPLICATION PROCESS

When and How to Buy Insurance for Your B211A/C1

Getting the timing right matters. Buy too early and you may waste premium days; buy too late and you’re uncovered when you actually need to submit proof. Here’s the practical sequence.

STEP 1 — BEFORE VISA APPLICATIONDecide on coverage typeCalculate your stay duration (60, 120, or 180 days), risk profile (scooter? diving? age? family?), and budget. Use the duration tiers above to identify the right plan type. Don’t buy insurance before you’ve decided on the visa duration — you don’t want to commit to 6 months of coverage if you’ll only stay 60 days.STEP 2 — DURING VISA APPLICATIONBuy and download policy documentOnce you’ve chosen your plan, complete the purchase. The insurer issues a policy document (PDF) immediately or within minutes. This document is what you submit to the embassy or visa agent. Save the PDF in three places: cloud storage, email, and your phone. The visa agent or embassy will likely request the policy with specific details: name, coverage period, medical limit, evacuation coverage.STEP 3 — START DATE TIMINGSet start date to your arrival dateCoverage should start the day you fly to Indonesia (or the day before, to cover any travel-day issues). Don’t set the start date when you apply for the visa — that wastes coverage. Most insurers (Genki, SafetyWing, IMG Patriot) allow you to specify a future start date during purchase.STEP 4 — KEEP COVERAGE ACTIVEMaintain coverage through extensionsIf you extend your B211A/C1, your insurance must extend too. With monthly subscription plans (Genki, SafetyWing) this happens automatically — you keep paying monthly and stay covered. With trip-based plans (IMG Patriot Travel), you need to extend the policy proactively before the original end date. Set calendar reminders.STEP 5 — AT EXTENSION APPOINTMENTShow updated insurance at extensionsWhen you go to immigration for your B211A/C1 extension fingerprint appointment (handled by your agent), they may want to see proof of continued insurance coverage. Your visa agent will tell you what’s needed. Having the updated PDF ready avoids problems.

COMMON PITFALLS

5 Common Mistakes B211A/C1 Holders Make With Insurance

These are the recurring problems we see again and again from B211A/C1 holders. Each one is preventable with a few minutes of attention before purchase.

MISTAKE #1Buying generic travel insurance without checking scooter coverageMost generic travel insurance excludes motorbike accidents, or requires a valid motorcycle license + IDP. If you don’t have a motorcycle license at home and you rent a scooter in Bali (which most B211A/C1 holders do), generic plans won’t pay out for accidents. Genki Traveler is the rare exception that covers 125cc scooters without license requirement.MISTAKE #2Choosing a plan with low evacuation limitsA Bali → Singapore evacuation event costs $80,000–$200,000+. Plans with $25,000 or $50,000 evacuation limits leave you exposed to most of that cost. Look for evacuation coverage of at least $100,000–$1,000,000. Genki Traveler includes €5M total medical coverage that covers evacuation. SafetyWing Complete includes $100K evacuation specifically. IMG Patriot includes up to $1M.MISTAKE #3Buying insurance after entering IndonesiaSome travelers think “I’ll buy it once I’m there” but most travel insurance requires you to be in your home country at policy purchase. Buying from inside Indonesia leaves your initial period uncovered, and policies bought after an incident never cover that incident retroactively. Buy before you fly, period.MISTAKE #4Letting coverage lapse during visa extensionIf you extend your B211A/C1 from 60 to 120 to 180 days, your insurance has to extend too — automatically (monthly subscription) or manually (trip-based plans). Forgetting to extend creates a gap where you’re in Indonesia uninsured. Set calendar reminders 7–10 days before each visa extension date to verify your insurance is also extended.MISTAKE #5Confusing travel insurance with E33G-required coverageIf you plan to switch from B211A/C1 to E33G Remote Worker Visa during your stay, the insurance requirements change. E33G requires “long-term residency health insurance, not travel insurance.” This means SafetyWing Essential or basic travel plans may not be accepted for E33G applications. Plan ahead — Genki Explorer (worldwide expat plan) or IMG Global Medical work for both.

EXTENSIONS

Insurance During B211A/C1 Extensions

Each B211A/C1 extension is a separate immigration process — you go to a Kantor Imigrasi (immigration office) for fingerprints and document review. The extension typically takes 5–10 working days to process. Insurance handling during extensions matters for two reasons: continuous coverage during the extension processing, and proof requirements at the extension appointment.

Continuous coverage strategy

Your insurance must cover the entire stay including the small gap during which the extension is being processed. Two clean approaches:

• Monthly subscription (Genki Traveler, SafetyWing Essential or Complete) — continues automatically as long as you keep paying. Simplest approach. Cancel anytime if you leave Indonesia early.
• Trip-based annual plan (IMG Patriot, Genki Explorer) — already covers your full intended duration upfront. Set the policy to cover your maximum possible stay (180 days) and you’re covered through any extension scenario.

Proof at extension appointments

Indonesian immigration officers handling extensions don’t always ask for insurance proof, but it’s increasingly common at certain immigration offices (Denpasar, Jakarta) and helps the appointment go smoothly. Have the updated insurance PDF on your phone — your visa agent will know whether to bring a printed copy.

Cost during extensions

Insurance cost during extensions depends on plan type. Monthly plans simply continue at the same monthly rate (Genki at €52/month, SafetyWing Complete at $164/month). Trip-based plans like IMG Patriot Travel may need to be extended via the insurer’s portal — typically straightforward but requires action before the original end date. Genki Explorer and IMG Global Medical Insurance are annual plans, already covering the full year.

BEYOND 180 DAYS

Planning to Stay Past the B211A/C1 Maximum?

The B211A/C1 maxes out at 180 days without leaving Indonesia. After that, your options are: leave Indonesia (visa run, then re-enter on a new visa); transition to a longer-term visa; or accept a long break before returning. Each path has insurance implications.

🛫 Visa run + new B211A/C1Leave Indonesia, fly to Singapore/Malaysia/Thailand for a few days, then apply for a new B211A/C1. This restarts the 180-day clock. Insurance: monthly subscription plans (Genki, SafetyWing) continue uninterrupted across the visa run. No coverage break.📜 Transition to E33G Remote Worker VisaFor digital nomads earning over USD $60K/year, the E33G provides a 1-year stay (renewable) with clearer legal status. Insurance requirement is stricter: long-term residency health insurance, not travel insurance. SafetyWing Essential typically isn’t accepted; Genki Explorer or IMG Global Medical Insurance work. Apply for E33G while still on a valid B211A/C1.🏠 Second Home Visa (high net worth)5-year stay (renewable), requires deposit of approximately IDR 2 billion (~$130,000+) in an Indonesian bank or qualifying property. Health insurance mandatory and comprehensive. Suitable for retirees and established professionals making Indonesia a long-term base.⏸️ Take a real break, return laterSome people structure their year as “6 months Bali, 3 months elsewhere, 3 months back home” — using B211A/C1 for the Bali portion. Insurance: monthly subscription plans pause when you cancel and resume when you reactivate (Genki, SafetyWing). Annual plans like Genki Explorer continue covering you globally.

FAQ

B211A/C1 Insurance: Frequently Asked Questions

Is insurance legally required for the B211A / C1 visa?Not strictly mandated by Indonesian immigration law as of April 2026. However, several Indonesian embassies abroad list it as a required document, most visa agents request it as part of their application package, and immigration officers can ask for proof at entry. Practically speaking, it’s required for a smooth application process.Is the B211A the same as the C1 visa?Yes. The B211A was officially renamed C1 in January 2024 as part of Indonesia’s visa code restructuring. The visa itself, its duration (60+60+60 days = 180 max), its cost, and its requirements are essentially unchanged. Both names continue to be used in practice.What’s the minimum coverage I need?There’s no specific Indonesian government minimum for B211A/C1, unlike some other visa schemes (Schengen requires €30K minimum, for instance). However, for practical protection in Indonesia, look for: medical limit of at least $250K-$1M, evacuation coverage of at least $100K, scooter coverage if you’ll ride (Genki Traveler covers 125cc without license), and tropical disease coverage included.When should I buy insurance for my B211A/C1?2-3 weeks before your flight, with the start date set to your arrival day in Indonesia. This timing lets you submit proof to your visa agent or embassy if needed, while not wasting premium days. Don’t buy too early; don’t buy too late.Will my visa be denied without insurance?If you apply through an Indonesian embassy that requires it (Berlin and several others), yes — your application can be denied or delayed without insurance proof. If you apply via the e-Visa portal, the form itself doesn’t typically request it, but visa agents may refuse to process your application without it. Even when not strictly required, having insurance proof prevents friction.Does my insurance need to be renewed when I extend my visa?Your insurance coverage must continue through the entire stay including extension periods. Monthly subscription plans (Genki Traveler, SafetyWing) continue automatically. Trip-based plans (IMG Patriot Travel) need to be extended via the insurer’s portal before the original end date. Set reminders 7-10 days before each visa extension to verify insurance is also extended.Can I use cheap travel insurance from my home country?Sometimes, yes — but check carefully. Many home-country travel plans cap at 90 days of continuous travel, which may not cover a 180-day B211A/C1 stay. Most exclude motorbike accidents without specific endorsement. Most exclude diving past 30 meters. If your home plan checks out for duration, scooter, and limits, it can work. Otherwise, dedicated international travel insurance is the practical choice.What if I want to switch from B211A/C1 to E33G later?E33G requires “long-term residency health insurance, not travel insurance.” Travel-style monthly plans like SafetyWing Essential typically aren’t accepted for E33G. Genki Explorer (worldwide expat plan) and IMG Global Medical Insurance are accepted. If you’re planning to transition, choose insurance that works for both visa types from the start.Does insurance cover my visa run?Yes — your insurance continues to cover you wherever you are while the policy is active. A short visa run to Singapore, Kuala Lumpur, or Bangkok is fully covered. Just verify your plan’s geographic scope (most international travel insurance covers worldwide; some have regional restrictions).What about pre-existing conditions?Most travel insurance excludes pre-existing conditions unless declared and underwritten. For complex pre-existing conditions, IMG Global Medical Insurance with pre-existing condition coverage is the most flexible option. Premium is higher but coverage is comprehensive. Without coverage for chronic conditions, episodes of acute worsening are paid 100% out of pocket.

Get Your B211A/C1 Insurance Sorted in 5 Minutes

Most B211A/C1 holders need insurance proof for the visa application AND comprehensive coverage during the stay. Genki Traveler at €52/month handles both — instant policy document, monthly billing, scooter cover included.

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📚 Sources & Methodology

Visa rules and insurance requirements change. We re-verify quarterly against official Indonesian embassy pages, the Imigrasi (immigration) portal, and direct conversations with licensed visa agents in Bali. Last full review: April 2026.

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Disclaimer: the information on this page is for general informational purposes only and does not constitute professional immigration, insurance, legal, or medical advice. Visa rules and insurance policies can change at any time. Always verify current visa requirements directly with the Indonesian Directorate General of Immigration or your local Indonesian embassy, and current insurance terms directly with the insurer before purchasing or making travel decisions. Affiliate disclosure: this page contains affiliate links to insurance providers. We may earn a commission if you purchase through our links, at no extra cost to you. Full disclosure →